Critical Illness Insurance
Medical diagnosis and treatment advancements are changing the name of the game when it comes to the survivability and recovery from common major illnesses like cancer, stroke or heart attack, but the resulting bills can follow employees and their families long after their recovery.
A critical illness policy can help alleviate financial worries by paying a lump-sum benefit when diagnosed with a covered illness or medical condition, helping offset costs of care and providing the freedom to choose treatment options as well as filling the gaps in their medical insurance plan such as deductibles and coinsurance.
Lump-sum benefits generally begin at $5000 and can go up to $100,000 with most of our preferred partner insurers. In most cases, we can help your business provide up to $15,000 lump-sum benefit for all your benefit eligible employees regardless of their health status.
We have numerous preferred insurance partners that we can compare to ensure you have the best plans options to add to your benefits package.
Adding this coverage is very affordable, the equivalent of a 12 cent per hour pay raise.